Upstream ABL has appointed Joanne Hodgen as Client Auditor, further strengthening the company’s expertise in delivering tailored working capital and structured finance solutions.

Joanne joins the team following a long and distinguished career of more than 35 years at Danske Bank, where she served as Financial Control and VAT Manager. During her tenure, she gained extensive experience in financial reporting, compliance, and client relationship management, overseeing complex audit processes and ensuring rigorous adherence to regulatory requirements.

Her depth of knowledge in operational controls, risk assessment, and financial governance, coupled with her strong interpersonal skills, makes her a valuable addition to the Upstream ABL team. Joanne’s reputation for diligence, accuracy, and client-focused service aligns perfectly with the company’s ethos of delivering exceptional funding solutions backed by robust audit and monitoring processes.

Welcoming the appointment, Upstream ABL founder and CEO, Judith Totten, said:

 “We’re delighted to welcome Joanne to our expanding team at Upstream ABL. Joanne’s 35 years of experience in the banking sector, combined with her proven expertise in audit, compliance, and financial controls, will further strengthen our position as the go-to provider of working capital and structured finance funding solutions.”

In her new role, Joanne will work closely with clients to ensure transparent, accurate, and efficient audit processes that support long-term partnerships and sustainable business growth.

Commenting on her appointment, Joanne said:

“I’m excited to join such a dynamic and client-focused organisation. Upstream ABL’s commitment to delivering flexible, tailored funding solutions is something I greatly admire, and I look forward to contributing my skills to support our clients’ ambitions.”

This appointment reflects Upstream ABL’s continued investment in top-tier talent having recently appointed Azem Hanif as Credit and Risk Partner following a distinguished 25-year career in banking and financial services.

Established by Judith Totten MBE in 2011, Upstream ABL has already built a reputation for flexibility and agility in providing tailored funding solutions. It guarantees all businesses access to an experienced, local decision-maker who understands the importance of swift and clear feedback, coupled with guidance and direction in structuring the most appropriate funding facility for now and into the future.